Innovation Lab
We turn bold banking ideas into scalable solutions.
Our Innovation Lab empowers banks to turn bold ideas into validated, scalable solutions through a structured, end-to-end approach. From defining objectives and prioritizing high-impact use cases to prototyping, regulatory alignment, and implementation, we support every phase of innovation with speed and clarity.
Whether it’s adopting blockchain, rethinking legacy systems, or launching AI services, we help you to prototype, test, and scale innovations that drive measurable business value.
Our Approach
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Define goals together
We align with your bank’s vision to enhance digital channels and efficiency.
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Engage your stakeholders
Our team works closely with your internal teams, IT, operations, and compliance to analyze your requirements.
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Identify use cases
We identify relevant use cases like onboarding automation and AI-led customer service from our banking repository.
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Right process framework
We design frameworks aligned with your bank’s workflows and compliance for seamless integration.
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Technology
We recommend technologies like APIs, AI, and cloud that fit seamlessly into your bank’s infrastructure.
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Collaboration
We bring in fintech partners, domain experts, to co-create scalable solutions that deliver real banking value.
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Validate solution
We finalize ROI, terms, and rollout plans with full cross-functional alignment.
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Implementation
We support implementation across branches, ATMs, and mobile to ensure a seamless banking experience.
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Post deployment measure
We track key banking KPIs, customer satisfaction, digital adoption, and efficiency to measure real impact.
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Keep you future ready
We conduct workshops and tech updates to keep your teams aligned with evolving market and customer needs.
Define Goals
Mutual
7 Days
Goal Document
Engage with Bank
Mutual
7 Days
Requirement Document
IDENTIFICATION
Finnovation
20 Days
Use Case Repository
Set a Process
Customer
20 Days
Process Notes
Right Technology
Finnovation
7 Days
HL Design & Architecture
Colaborate In/out
Mutual
10 Days
Stakeholder Presentation
Solution Finalization
Finnovation
10 Days
MoU, Estimation Approach
Implement
Mutual
7 Days
Project Plan , Execution
Measure
Finnovation
10 Days
Measurement Matrices
Stay up to date
Mutual
Monthly
Workshops
Transform Your Banking Future
Frictionless Banking Interfaces
Empower your customers with intuitive and secure banking interfaces
- Voice Banking for hands-free, accessible transactions
- Biometric Authentication ensuring high-level security with face/fingerprint scans
- Wearable & IoT Banking enabling real-time access via smart devices
- Contactless Banking minimizing friction in digital and mobile environments
Next-Gen Payment Ecosystems
The digital currency shift and real-time financial transactions
- Real-time Payments infrastructure built on CBDC and tokenization layers
- Asset Tokenization to streamline asset exchange and cross-border financial services
- Blockchain + AI Integration for secure, verifiable, and intelligent payment processing
Digital Identity & Security
Secure your bank and customers with next-gen identity protocols:
- Self-Sovereign Digital Identity gives users full control of their digital ID
- Cybersecurity & Data Integrity solutions to protect data, ensure compliance, and build trust
Embedded & Autonomous Banking
Offer banking services integrated into everyday digital experiences
- API-Driven Embedded Finance that scales services across partner ecosystems
- Agentic AI that automates internal workflows and customer support with intelligence
- Infrastructure Modernization enabling agility via cloud-native, API-first architecture
Sustainable & Responsible Finance
Future-proof your institution by embedding ESG principles into core banking operations
- Sustainable Finance Models focused on Environmental, Social, and Governance goals
- Data-driven ESG tracking to align with global impact mandates
Data-Driven Banking Transformation
Leverage the power of advanced analytics to understand, predict, and personalize
- Data & Big Data Analytics to optimize decision-making and improve customer journeys
- Real-time trend analysis to support agile financial innovation